SciELO - Scientific Electronic Library Online

 
vol.37 número1ARTÍCULO 2329 DEL CÓDIGO CIVIL: LA INTERPRETACIÓN DE PRESUNCIÓN POR HECHOS PROPIOS EXISTE EN LA JURISPRUDENCIAANÁLISIS PRELIMINAR DE LA JURISPRUDENCIA DE LA CORTE SUPREMA SOBRE DAÑOS MORALES EN CAUSAS POR INCUMPLIMIENTOS CONTRACTUALES CIVILES DE LOS AÑOS 2002 A 2007 índice de autoresíndice de materiabúsqueda de artículos
Home Pagelista alfabética de revistas  

Revista chilena de derecho

versión On-line ISSN 0718-3437

Resumen

VIVANCO MARTINEZ, Ángela. CONSTITUTIONAL JUSTICE: FREE CHOICE ON HEALTH PLANS ISSUES AND ISAPRES REGULATIONS. AN ANALYSIS OF RECENT JURISPRUDENCE OF THE CONSTITUTIONAL COURT. Rev. chil. derecho [online]. 2010, vol.37, n.1, pp. 141-162. ISSN 0718-3437.  http://dx.doi.org/10.4067/S0718-34372010000100007.

The private health system (ISAPRES) is based on auto financed insurances which are established considering the risk of beneficiaries and the coverage of the respective plan. This model caused inapplicability actions to be seen by the Constitutional Court based in article 38 ter of Law Nº 18.933 -introduced by Law Nº 20.015- which currently corresponds to article 199 of D.F.L. Nº 1 of 2005 (Ministry of Health), that pretends to avoid cost that increases in health plans caused by age factors, arguing that it would restrict the will of the beneficiary in order to decide about the health system he or she will choose, something that would be more expensive comparing the prices paid during his or her work life, affecting its wealth as a consequence of “irrational and excessive payments”. The Court has decided these actions stating that the free choice of a health system contains the right to remain in the same health plan without paying the increase of the costs caused by the implementation of a relative table of factors incorporated to the contract, which would seriously affect the contracts and impose a solidarity principle to a model of a different nature.

Palabras llave : ISAPRES; inapplicability due to unconstitutionality; Constitutional Court; health plan; table of factors; economic and social rights; assistance warranties; free choice on health issues.

        · resumen en Español     · texto en Español     · pdf en Español